With the latest updates from the Centers for Disease Control and Prevention
(CDC) showing that it has become safe once again to travel in the past few
months, people are scrambling to make new travel plans again with further
precautions. For this reason, it is now more important than ever to ensure
your safety as you make new travel plans. Travel insurance will be your best
friend in this scenario.
However, you must do some research and make sure you have the right add-ons
included in your policy that you will need without running the risk of
overpaying. Below are some things to consider when getting
travel insurance.
Things To Consider When Getting Travel Insurance
1. Experienced travelers will know this situation very well: When you get
to your destination, your luggage doesn’t. So be sure to pay attention to
the lost, stolen, or delayed coverage policy, as it is a bit misleading in
what types of items you can be reimbursed for if something happens to your
luggage. Suppose you tend to travel with more than clothes and toiletries,
like a computer and camera equipment. It would be in your best interest to
request an expansion on your coverage limits to include high ticket
items.
2. Trip interruption coverage would reimburse you if you arrive at your
final destination and then suddenly have to return due to an emergency.
3. Suppose you are the type of person who deals with medical issues or
is traveling with a senior, then travels medical insurance is a
must-have to include in your policy. Not many people know this, but your
regular medical insurance has limits outside the country’s borders,
while others don't cover you at all when you travel. TMI (Travel Medical
Insurance) will reimburse you for medical transport, tests, and treatments
wherever you decide to receive them. As an added benefit, if you suffer a
terrible accident on your trip that requires significant medical
attention–most travel medical policies include accidental death and
dismemberment coverage.
Have we mapped out a plan?
Have you picked a destination of where you want to travel to? Before
choosing and setting a date for your adventures, do some research, read
about, and learn the latest official COVID-19 response statements emitted
by the country's government to make sure you avoid any and all unnecessary
obstacles that might present themselves to an unprepared traveler.
These preparations also now include when you board the plane. At the same
time, many people have canceled their trips due to fear of catching the
virus in such an enclosed space. Airlines have assured us that the
environment is well ventilated and air-tight, which minimizes the spread.
That in combination with wearing masks throughout the flight and
sanitation, the flights can resume.
While things aren’t as evident as to how to plan ahead, having a solid
backup strategy is essential during this period. Even though restrictions
are lifting they are not all completely eliminated yet. So be sure you
have everything planned out ahead of time now that we have the extra time
like
clearing up your credit report
so you are able to use your rewards cards. Let's make these new trips the
best ones they have been in a long time!